Suggestions please – especially if you’ve had to battle for the appropriate medical diagnostic testing and succeeded.
No insurance when first symptoms appeared - ER doctor told me that they would normally keep and send someone with my symptoms to a specialty dept. for diagnosis, but they were discharging me because the cost would be too high without insurance.
Primary care clinics were reluctant to do testing without insurance, and symptoms continued for seven months when HMO insurance kicked in. New primary care doctors didn’t want to do too much testing and were reluctant to give referrals to specialists – two of the most helpful doctors told me that the insurance companies aren’t happy when doctors spend too much money.
Insurance company denied several tests, and they dropped my last primary care provider from their plan when she ordered an expensive test for me.
I know the test I need for a diagnosis, but I also know that my insurance will never agree to pay for it, and most doctors won’t fight the insurance company (my last doctor lost the fight).
How can I get the test when I need a doctor’s order (and insurance company’s approval)?